Personalized Guidance Unlocks Housing Voucher Program Potential
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Books
- "The Psychology of Money" by Morgan Housel - While not explicitly named, the discussion on human intuition with math and financial decision-making aligns with themes often explored in behavioral finance books like this.
Research & Studies
- "The marginal value of public funds" - This concept, discussed by the podcast host, refers to calculating the cost-effectiveness of public investments by summing up long-term benefits to society.
Tools & Software
- Bankrate.com - This website was mentioned as a resource for aggregating and comparing interest rates on various financial products, including car loans.
People Mentioned
- Esther Duflo (Co-founder of J-PAL) - Mentioned as a key figure in the early development of J-PAL and its focus on experimentation in development economics.
- Abhijit Banerjee (Co-founder of J-PAL) - Mentioned alongside Esther Duflo as a co-founder of J-PAL and a proponent of experimental economics.
Organizations & Institutions
- MIT Sloan School of Management - The academic affiliation of the guest, Christopher Palmer, where he teaches corporate finance.
- MIT Jameel Poverty Action Lab (J-PAL) - An organization that supports evidence-based policymaking through rigorous experimentation, with which the guest is affiliated.
- Brigham Young University - The undergraduate institution of Christopher Palmer.
- Berkeley - The institution where Christopher Palmer taught before returning to MIT.
- Cambridge Housing Authority - A public housing authority that collaborated on the "Creating Moves to Opportunity" program.
- Seattle Public Housing Authority - One of the public housing authorities that partnered on the experiment to improve voucher usage.
- King County Housing Authority - Another public housing authority that partnered on the experiment to improve voucher usage.
- Gates Foundation - A foundation that provided support for the housing voucher experiment due to its connection with Seattle.
- Department of Housing and Urban Development (HUD) - The government department that grants permission for exceptions to housing voucher programs.
- Irish Government - Collaborated on a mortgage refinancing experiment.
- UK Government - Collaborated on a savings account experiment and considered a regulation that was tested.
Websites & Online Resources
- news.mit.edu/podcasts/curiosity-unbounded - The official website for the podcast, where listeners can find show notes, transcripts, and other episodes.
- news.mit.edu - The MIT News website, mentioned as a source for the latest developments and updates from MIT.
Other Resources
- Creating Moves to Opportunity (CMTO) program - A program tested in Seattle that provided personalized navigators to assist housing voucher recipients in moving to opportunity neighborhoods.
- Target Date Mutual Funds - Investment funds designed to automatically adjust asset allocation based on a target retirement date, simplifying investment strategy for individuals nearing retirement.